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The Real Life Company

When insured parties experience a loss for a specified peril, the coverage entitles the policyholder to make a claim against the insurer for the covered amount of loss as specified by the policy. The fee paid for the risk is called the premium. That are used to fund accounts reserved for later payment.

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Car Insurance

Save up to 20% online - we expect 10% of our customers to receive the maximum saving

5 Star Home Insurance

From Only $99 – that’s all 10% of our customers could now pay

What We Offer

For Individual
For Business
The insurance transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer's promise to compensate the insured in case of a covered loss.

Life Insurance

No matter what stage of life you’re at, ESi can help you prepare for the unexpected.

Auto Insurance

ESi offers many options for your auto insurance. Let us help protect what you care about most.

Renter’s Policies

You’ve worked hard for your possessions, now protect the things you value most with Renter’s insurance through ESi.

Home Owner’s

Because your roof doesn’t cover everything. Home Owner’s insurance through ESi covers the rest.

Business Insurance

Commercial Insurance coverage to protect you & your bottom line.

Business Owners

Profit from our experience

Worker’s Compensation

If you have employees, you’re going to need to protect them.

Farm & Agriculture

Specialized coverages for farms, ranches, equine owners and country estates

Insurance Built Around
your Needs and Requirements

The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insured will be financially compensated. The amount of money charged is called the premium.